Zip is an installment payment platform that lets you pay for your SidelineSwap purchase over time in 4 easy installments using a credit or debit card every 2 weeks. [2]
How it works:
- Choose Zip as your payment method at checkout. No long forms or hard credit checks required, just instant approval.
- Checkout using a credit or debit card. The first 25% [3] of your order total is charged at the time of purchase.
- Pay the rest in 3 equal installments that are billed automatically over 6 weeks, every 2 weeks.
Who can use Zip?
In order to have an account with Zip, you must:
- Live in the US
- Be at least 18 years old
- Have a valid and verifiable mobile number
- Use a credit or debit card to make a purchase
Other notes:
- Currently, Zip is only available for customers located in the US and Canada.
- To use Zip, your order subtotal must be equal to or greater than $35.00
- There is a fixed fee depending on the total order value as shown below:
- For purchases less than $100.00, the fee is $4.00 per order.
- For purchases between $100.00 - $199.99 the fee is $5 per order.
- For purchases of $200.00 or more, the fee is $6.00 per order.
- If your order is never shipped or returned to the sender, you will be issued a full refund, up to the amount that you've paid for the order.
-
All customers are required to make their first payment at the time of purchase, with the remaining three payments deducted every two weeks from your chosen payment method.
- New Zip customers need to have paid the second installment on their first purchase before making a second purchase using Zip on SidelineSwap.
- ZIp does not use a hard credit check during their approval process, but your credit score may be negatively impacted if you're late on Zip payments.
[1] Eligibility criteria apply. See payment terms: https://zip.co/us/quadpay-terms-of-service. Loans to California residents, other than loans through the Zip App, Zip checkout, and Zip Card, are made or arranged pursuant to California Lenders Law license.
[2] Loans through Zip Pay Anywhere and Zip Web Checkout (including any 'powered by Zip' loans) are originated by WebBank.
[3] For example, for a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31. 11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Actual installment fees vary and can range from $0 to $7 .50 depending on the purchase price and Zip product used. Actual amount of fee for your purchase will be reflected at checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans are subject to credit approval.