Sezzle is a buy now, pay later platform that lets you split your SidelineSwap purchase over time.
How It Works
- Choose Sezzle as your payment method at checkout.
- No long forms or hard credit checks required — Sezzle uses their own approval process and gives you an instant decision.
- Your first payment (25% of the total) is due at the time of purchase.
- The remaining 3 payments are automatically charged every 2 weeks.
1 Pay later loans are originated by WebBank or Sezzle. Refer to your loan agreement for lender information. For example, for a $300 loan Pay in 4, you would make one $75 down payment today, then three $75 payments every two weeks for a 45.0% annual percentage rate (APR) and a total of payments of $307.49 which includes a $7.49 Service Fee (finance charge) charged at loan origination. Service fees vary and can range from $0 to $7.49 depending on the purchase price and Sezzle product. Actual fees are reflected in checkout.
Eligibility & Requirements
- Sezzle is currently available for customers located in the US and Canada.
- You'll need a valid US or Canadian bank account, debit card, or credit card (prepaid cards are not accepted for your first purchase).
- Sezzle uses their own approval process, so signing up won't impact your credit score.
- Your spending limit is determined by Sezzle based on several factors and may increase over time.
Build Your Credit with Sezzle Up
Sezzle offers an optional program called Sezzle Up that reports your payment history to Experian, Equifax, and TransUnion. To enroll, you need to pay off one purchase on time, link your bank account as your default payment method, and verify your identity.
Important Notes
- If you miss a payment, Sezzle will pause your account until you're caught up — this prevents you from taking on additional debt.
- Your credit score may be negatively impacted if you fall behind on payments after enrolling in Sezzle Up.
- For questions about your Sezzle payments or account, visit Sezzle's Help Center or contact Sezzle directly.
Pay later loans are originated by WebBank or Sezzle. All loans are subject to credit approval. Eligibility criteria apply.